Maximize Your Roth IRA before It's Too Late

In this episode, Johnnie breaks down what a Roth IRA is, why tax-free growth matters, and how you can still make a prior-year Roth contribution up to the tax-filing deadline. He explains the difference between contributing vs. converting, highlights annual contribution limits, and shares how real-life variables (like income levels and health insurance subsidies) can change the “best move” for someone.