The FDCPA Communication Rules Are Your Most Powerful Weapon Against Debt Collectors

Communication is good unless it is with a debt collector. Every time a debt collector contacts you, federal law is triggered, and if they get even one step wrong, you may be entitled to statutory damages of one thousand dollars plus attorney fees. Actual damages cases are greater amounts. This video breaks down how the FDCPA defines communication, when collectors must give the Mini Miranda warning, who they are forbidden from contacting, and how a single written request can legally force them to stop communicating altogether.

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00:00 Intro
00:48 Communication Trigger
02:05 What Counts
04:00 Mini Miranda
06:28 Pleading Trap
09:11 Time Restrictions
11:36 Third Parties
14:22 Using Violations
18:08 Closing

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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
BPP