Agentic Payables: The Dawn of Autonomous Finance

A hidden 5% tax is draining your annual revenue. It's not a market fluctuation or a line item on your budget—it's the staggering cost of fraud and inefficiency lurking within your financial back office.

For decades, the core functions of finance have run on a fragile, human-powered machine. This system, built on outdated processes, is fundamentally vulnerable to costly human error, cognitive biases that controls cannot fix, and sophisticated fraud. Traditional "automation" has often made the problem worse, wrapping 1970s technology in a modern veneer and creating a dangerous illusion of security.

Agentic Payables moves beyond the failed promises of the past to introduce a new paradigm: autonomy. This book provides a clear, strategic roadmap to a 24/7, touchless financial core, run by intelligent AI agents that can perceive, reason, and act to protect assets and optimize cash flow with unprecedented security and efficiency.

Inside, you will learn:

• The key psychological vulnerabilities that make even your best employees susceptible to fraud, and why traditional controls are often ineffective.
• Why most "AP Automation" fails, and how to distinguish the technology of the past from the autonomous systems of the future.
• The operational reality of an AI finance agent, with a detailed look at how it detects fraud, converges AP and AR into a unified engine, and enables a "continuous close."
• A new model for the future of work in finance: the "Centaur Workforce," where human talent is augmented by AI, not replaced.
• A practical, C-suite-level playbook for assessing your readiness, navigating the critical "build, buy, or partner" decision, and establishing a robust governance framework.

Agentic Payables is a crucial read for leaders in finance and technology—including CFOs, CIOs, Controllers, and VPs of Finance—who are tasked with navigating the risks and opportunities of the AI revolution.

The dawn of autonomous finance is here. This book provides the definitive guide for leaders who need to understand the forces shaping the next era of business and are ready to build a more resilient, intelligent, and competitive enterprise.