Boost Your Score Fast: The 10% Utilization Rule

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Fastest score lift: Lower your credit utilization to under 10% for optimal results — keep balances low and watch your credit score jump. In this 10-minute guide we cover: the 30% vs 10% rule, real examples, why avoiding new credit applications matters, using secured credit cards, paying balances in full, checking free weekly credit reports at AnnualCreditReport.com, disputing errors, FTC warnings, and common credit repair scams. Want a personalized 90-day credit repair plan based on your score, debts, income, and goals? Comment “Build my 90‑day plan.” If this helped, please like and share the video. #CreditUtilization #CreditScore #CreditRepair #AnnualCreditReport #SecuredCard

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OUTLINE:

00:00:00 | The Fastest Score Lift You've Never Heard Of
00:04:50 | The 30% and 10% Rules
00:10:36 | The $1,000 Credit Card Test
00:11:10 | The Hidden Danger of Opening New Credit
00:11:40 | Building History with Secured Credit Cards
00:18:25 | The Power of Paying Your Balance in Full
00:19:02 | Spotting Costly Errors (Free Weekly Checks)
00:19:38 | What Cannot Be Removed + Scam Warnings
00:20:14 | Your Next Step Toward a Better Score (CTA)

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