How Financial Clarity is the Foundation for Life Decisions

What if the biggest financial mistake you'll ever make isn't choosing the wrong investment … it's avoiding having the investment conversation altogether? Elke Rubach left traditional law practice to create a wealth advisory firm built on a radical idea: that financial planning fails when it ignores the human beings behind the numbers. Her approach emerged from the personal tragedy her family experienced when her father's death revealed how financially unprepared her family really was.

At the heart of Elke’s approach is a simple but uncomfortable truth: avoiding money conversations is still a decision. Financial lives, like homes, require regular maintenance. Wills, insurance, taxes, investments, and goals can’t run properly on autopilot. And when a crisis happens (divorce, illness, or death), your resilience increases when you’re prepared.

Whether you're contemplating staying in a marriage or leaving, financial clarity reveals the real "price of freedom." Wealth decreases when you prolong a conflict. But it increases when you’re informed and clear about your financial reality and willing to make decisions based on that knowledge.

If you’re ready to replace anxiety with agency - whether you’re partnered, single, or rebuilding - this conversation gives you a blueprint to start.

About Elke

Elke M. Rubach is the Founder and Principal of Rubach Wealth Holistic Family Advisors™, a Toronto-based firm helping successful families achieve clarity, control, and confidence in their financial lives. A former lawyer, Elke brings a sharp legal mind and a deep sense of empathy to her work, integrating wealth planning, tax strategy, and legacy design through a human lens. She is the host of the Get Your House in Order podcast, where she explores money, leadership, and purpose with thought leaders and change-makers. Passionate about giving back, Elke is also a dedicated philanthropist, co-chairing Fashion Heals for SickKids and championing causes that build stronger, more intentional communities.

Connect with Elke

You can connect with Elke on LinkedIn at Elke E Rubach and follow Elke on Instagram at Elke Rubach, Rubach Wealth and X at Rubach Wealth. For more information on working with Elke, visit her website at Rubach Wealth.

Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.

You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.