HELOC Rates Drop to New Low

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HELOC Rates Drop to New Low

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HELOC Rates Drop to New Low: A Smart Way to Access Home Equity - The average national rate for a Home Equity Line of Credit (HELOC) has plummeted to 7.44%, a new low for 2025. This rate, a quarter point lower than October, is typically available to homeowners with strong credit and significant equity. With primary mortgage rates still high, many homeowners are turning to HELOCs to access their built-up home equity without refinancing. However, its crucial to understand the terms and conditions, as rates can adjust after introductory periods.

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