
Cashback Cults
The Rise of Loyalty Programs and How to Game Them Without Selling Your Soul
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Cashback Cults is a sharp, erudite, and darkly funny autopsy of modern loyalty programs—from cashback cards and airline miles to grocery apps, retail points, and algorithmic “personalized” offers. With ruthless clarity and obsessive detail, this book exposes the behavioral traps and corporate surveillance systems hidden behind every reward badge, VIP tier, and “free” flight.
From the psychological seduction of cashback cards to the class cosplay of elite status programs, Cashback Cults dissects how corporations use gamification, data harvesting, and pseudo-economies to manipulate spending habits while offering consumers nothing but the illusion of control.
It doesn’t just analyze the loyalty industry—it teaches you how to game it without getting played. You’ll learn how to stack rewards without falling for them, how to cancel loyalty schemes without collateral damage, and how to reclaim your attention, cash flow, and agency from systems designed to turn you into a predictable node of profit.
This is not a guide for beginners. It’s a manifesto for the financially literate and loyalty-fatigued. If you’ve ever calculated redemption value in a spreadsheet, chased a tier upgrade you didn’t need, or hoarded points like they were savings—this book was written for you.
Clear-eyed, unflinching, and intellectually savage, Cashback Cults is the definitive takedown of the loyalty-industrial complex—and a practical guide to navigating the rigged economy with skill, not submission.