EP 369 - How Is AI Transforming the Way Businesses Handle Money Movements? - Paul Harapin - Stripe

The way businesses move money is undergoing a major transformation, powered by advancements in AI, real-time payments, and stablecoin technologies. AI is no longer just automating basic tasks; it is enabling intelligent systems that can think, adapt, and optimize financial operations on the fly.

In this episode of ATP, Paul Harapin, Head of Asia Pacific and Japan at Stripe, explains how Stripe’s technology, now processing $1.4 trillion annually, is driving a shift from simple automation to intelligent, adaptive financial systems.

Some of the topics that Paul covered in detail:

• AI is now deeply embedded into Stripe's ecosystem, not just to optimize existing processes like fraud detection, but to reshape entire money flows.
• While generalist AI platforms like OpenAI and Perplexity dominate headlines, AI purpose-built for specific industries is where much of the near-term value is being created.
• Asia Pacific isn't just participating — it's leading the charge into real-time payments and alternative rails.
• How Agentic AI will eliminate traditional bottlenecks between sales, payments, and customer service, especially for SMEs and startups.
• Stablecoins are poised to revolutionize remittances, treasury management, and cross-border B2B commerce, especially in emerging markets.