• Everyone Ends Up Poor!

  • Why Retirement Planning Is All Backwards And How To Fix It
  • By: Curtis Ray
  • Narrated by: Curtis Ray
  • Length: 3 hrs and 2 mins
  • 4.7 out of 5 stars (102 ratings)

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Everyone Ends Up Poor!  By  cover art

Everyone Ends Up Poor!

By: Curtis Ray
Narrated by: Curtis Ray
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Publisher's summary

What is financial freedom and how do you achieve it?

That is a question I asked myself in 2014.

My name is Curtis Ray, from Gilbert, Arizona, and the author of this book Everyone Ends Up Poor™. I want to tell you my story of financial discovery through family, entrepreneurism, product development, and an array of experiences. This is not a traditional story of an investment strategy secret or 401(k) success, but a story of true pursuit of knowledge, breaking down the whole system of financial planning, and discovering the inefficiencies and underwhelming results of the 401(k), IRA, Roth IRA and other traditional financial plans.

Throughout the book, I look back on my life of running numerous businesses, what I learned through rapid success, partnerships, my rise and fall of financial wealth, and what ultimately led me to a career in educating the public on the Rules of Money and how to achieve financial security.

This book is like no book every written, explaining clearly why a 401(k), IRA, Roth IRA, and other traditional retirement vehicles are not your friend, were never designed to produce you a good retirement income, and why Everyone Ends Up Poor™. Once someone understands the pitfalls of the current financial system, I explain the steps that can be taken to improve your retirement success by up to 400 percent. Through the experience and knowledge found in my journey, anyone can start the path of financial freedom today. In this book, I explain the seven rules of money prosperity, the nine pillars of financial planning, pitfalls to avoid as an entrepreneur, and the one-of-a-kind financial strategy called Maximum Premium Indexing or MPI™.

Everyone Ends Up Poor™ will challenge every belief you have regarding the current financial planning system.

©2018 Curtis N. Ray (P)2018 Curtis N. Ray

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What listeners say about Everyone Ends Up Poor!

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A must read to action for your future!

I only wish I had this information when I entered into the workplace, and MPI was available. Thank you for giving the information and education, and for wanting to make this world a better place. This is an excellent book to help you start your financial planning for the future, and let you know that it's not too late if you haven't started and you're willing to your fifties.

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    5 out of 5 stars

Fascinating look at the Personal Financial Plan.

This was a well thought out book addressing many "traditional strategies" most people use...but may not be the best.

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Every person should read this book before their first day of work!

Substantial Retirement income is possible and even probable. Curtis explains how to set it up and why it’s opposite than 99% of financial advisors recommendations. You will be fascinated by how this plan works, how simple, and cost effective it could be for you. Enjoy and if it impacts you like it did me.... start today!

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Enjoyed

I wish I had this information earlier in my life. I will start now to make my retirement better

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Great read

I would say a must-read if you want to retire with enough money to secure your financial future!! Will you do what it takes?

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Great Book!

This book is awesome! I learned a lot about many things. My knowledge about retirement plans continue ps to increase!

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max funded IUL

memorable, will look into max funded iuls. Iras and other retirements, definitely are sneaky, maybe still worth investing for 4% as long as its known an it's just another revenue stream.

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Amazing

A great tool to help influence your retirement journey. Everyone must read this book. Enjoy and thanks Curtis.

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READ/LISTEN TO THIS BOOK NOW!!!! AAA+++

Wow just wow I absolutely love this book EVERYONE should read/listen to this book immediately! I'm starting today! Read the book to find out why! Only thing I regret is not reading this book sooner!!!!!!!!

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You must consume this book!

Was very refreshing to get this point of view. It is incredible how powerful it is to understand or even just be aware of some financial concepts that can quite literally be life changing! Thanks Ray! You are a real Mensch!

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