First of all, the statistics of the policyholders seem contrived and unrealistic. Alex also notices several of her colleagues suddenly make enormous amounts of money, while she must care for her aging mother and support herself on an entry-level salary. Then a company executive is found dead, after behaving bizarrely for weeks. When Alex is linked romantically to the dead man, she realizes that she has been set up in some kind of sinister game being played behind the closed doors of ProvLife.
Former Olympic skating star Ellen Cusack is pondering a new beginning for her career when she starts receiving hate mail from someone calling himself the Ice Man. Soon after, the phone begins ringing in the middle of the night -- at first the caller hangs up when Ellen answers, but then he begins to talk to her. The stranger promises Ellen that he will change her life. When gardeners dig up the body of an unidentifiable young woman in Ellen's garden, panic sets in.