Your days of financial struggle are over. What if you could completely change the direction of your life, have more money than you need, and become happier than you ever knew possible? It's never too late to have the life of your dreams. Never. It doesn't matter how many times you may have botched things up in the past. It doesn't matter if you've suffered significant financial disasters, like a bankruptcy or a home eviction. The enemy is ourselves, not anyone else.