After leaking a story about the family business, impetuous high school freshman Carina Jurgensen is cut off by her billionaire father. Always resourceful, she fibs her way into a job as a party planner for New York's annual Silver Snowflake Ball. But when Carina finds out that the party committee expects favors and freebies from her dad's A-list connections, a choice must be made: Does she get real about her downgraded status, or pretend she's still the ultimate heiress?
Seventeen-year-old Rory McShane has signed on to be a summer errand girl for the Rules, a wealthy family. Feeling claustrophobic in her country-club world, the youngest Rule child, 17-year-old Isabel, embarks on a summer romance her family would never approve of. Isabel has decided that this is the summer for taking chances, and she's bringing Rory along for the ride. The girls forge a true friendship, but when secrets start to surface and Rory reveals that she has feelings for someone, too - Connor Rule, Isabel's older brother - their relationship is put to the test.
The only daughter of supermodel Katia Summers, witty and thoughtful Lizzie Summers likes to stick to the sidelines. The sole heir to Metronome Media and daughter of billionaire Karl Jurgensen, outspoken Carina Jurgensen would rather climb mountains than social ladders.