Even the odds! How to play the credit game right and save a fortune! Credit card companies are masters at separating you from your money. But you have power too. Did you know credit card companies will take a little less money from you-and all you have to do is ask? Periodically, call and ask for three things: a lower interest rate, a higher limit, and waived fees. You can save literally thousands.
Today, building wealth isn't just about working harder or what you choose to invest in. There's not much you can count on. But there is one thing you can count on - the ability to spend what you do have smarter. In this enlightening new program, award-winning Tribune Company personal finance columnist Greg Karp shows how to do just that. We are living in a time when you have to plug the leaks of all your financial drains.
Credit scores, mortgages, and identity theft, oh my! Let the expert authors from FT Press, including Steve Weisman and Gregory Karp, cover all the essentials to manage your personal finances.
How just a few hours of work can save you hundreds of dollars every year on life and car insurance! Shopping around for life insurance has always been a good idea, but plummeting prices over the past decade have made it imperative for spending smart. If you haven't looked at term life insurance rates recently, you're probably wasting big money. It's like continuing to pay 1998 prices for a DVD player that today costs just $50.
Here's how to prepare financially for what might happen - so you won't be blindsided if it does. You can take a number of easy steps to get some aspects of your financial life in order. But for others, all you can do is be well prepared for these eventualities if and when they occur. Spending smart means being aware and exploring your choices in advance.