We live in the greatest wealth-generating free-enterprise system the world has ever known, and when most people die, they have a negative net worth and don't even have enough money to pay for their own funeral. Something is wrong! What is it? If the real problem was not having enough money, then why do 1/3 of all lottery winners file bankruptcy within five years? The problem is your mindset! The reason most people never create any type of financial security is because they never planned on it.