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Unlock the mysteries of the financial world with Ryan Nelson of Alchemy Wealth Management as we examine the counterintuitive dance between interest rates and bond prices. Ever wondered why your seemingly stable bond investments fluctuate in value as the market ebbs and flows? Ryan generously shares his expertise, demystifying how an uptick in interest rates can cause your previously attractive bonds to lose their luster, transforming a complex subject into an accessible insight that can guide your investment strategy and help maintain your financial health through market turbulence.

As we stroll through the landscape of personal finance, I'll walk you through a real-life example, taking you from the highs of a bond valued at $100,000 to the lows when its worth dips to $90,000 due to rising rates. But fear not—the wisdom imparted in this episode is a lifeline in stormy seas, reassuring you that sticking to your financial plan is your North Star towards achieving your monetary goals. And for a touch of whimsy, I'll share my personal yearning for a photographic memory—though not financially relevant, it's a quirky aspiration that just might resonate with your own secret wishes. Join us for an episode packed with practical advice and personal reflections that will leave you both financially savvy and thoroughly entertained.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

And, as always, STAY THE COURSE!

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Unravel the mysteries of Required Minimum Distributions (RMDs) with expert guidance from Ryan Nelson of Alchemy Wealth Management, as we tackle the nuances of a topic that's crucial for both your retirement and tax planning. Get ready to gain a clear understanding of how the IRS ensures it gets a piece of your tax-deferred retirement accounts and what this means for your financial future. Learn the ropes on how to manage these taxable events from traditional IRAs and 401(k)s once you hit that threshold age - currently 72. Additionally, we shed light on the differences between RMDs and Roth IRAs. This episode is a treasure trove for anyone looking to smartly navigate their twilight years with financial savvy.

Switching focus, we delve into the intersection of estate planning and RMDs. We dissect how inherited retirement accounts carry significant tax considerations for beneficiaries, and how smart estate planning can ease potential burdens during their high-earning years. Plus, we'll throw in a fun fact about the astonishing number of hamburgers McDonald's sells globally, giving you a taste of the sheer size of the fast-food industry. For those hungry for financial knowledge, this conversation serves up the insights you'll need to chew on for a successful financial legacy. Tune in, and let's prepare for the future, one wise money move at a time.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

And, as always, STAY THE COURSE!

Send us a Text Message.

Unlock the secrets to preserving your financial legacy without getting caught in the taxman's net, as I, Aaron Hoisington, team up with Ryan Nelson, the financial maestro from Alchemy Wealth Management, on the latest Fiscal Physical Podcast. We're going beyond the headlines to bring you a crystal-clear breakdown of the annual gift tax exclusion and estate tax intricacies which, trust me, are anything but dry when your hard-earned wealth is on the line. Ryan's expertise turns the daunting into the doable, ensuring you're clued in on how to bestow $18,000 tax-free gifts per person per year, and how to navigate the $13.6 million estate tax threshold without a hitch.

Ever wondered how your entire net worth could be affected by estate taxes after you've bid farewell to this world? We're discussing the nitty-gritty of what counts, what's exempt, and why Benjamin Franklin's eternal words on death and taxes remain so darn relatable. This episode isn't just about number-crunching; it’s a treasure trove of historical trivia and a call to action for financial enlightenment. Whether you're a grandparent with a giving heart or simply savvy about safeguarding your estate, our enlightening chat is the key to mastering these crucial financial maneuvers.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

And, as always, STAY THE COURSE!