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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age | [David Bach]

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age

Start Late, Finish Rich applies David Bach's financial wisdom to all those who forgot to save (or just plain procrastinated) and are worried that it is too late to achieve financial freedom. For those who worry that they'll never be able to retire on their current savings, hope and help have arrived. David's message is that it is never too late to finish rich.
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Publisher's Summary

Start Late, Finish Rich applies David Bach's financial wisdom to all those who forgot to save (or just plain procrastinated) and are worried that it is too late to achieve financial freedom. For those who worry that they'll never be able to retire on their current savings, hope and help have arrived. David's message is that it is never too late to finish rich.

This audiobook will provide a plan that anyone can follow to use the power of concepts like "Pay Yourself First", "the Latte Factor", and "Make it Automatic" to build wealth fast, as well as all-new strategies tailored to the needs of late bloomers. Whether in your 30s, 40s, 50s, or even older, Bach's simple, clear, concise, and empowering guide provides an easy game plan for building a healthy savings.

©2005 David Bach; (P)2005 Books on Tape, Inc.

What Members Say

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4.0 (106 )
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3.8 (26 )
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  •  
    James toronto, Ontario, Canada 03-28-05
    James toronto, Ontario, Canada 03-28-05 Member Since 2002
    HELPFUL VOTES
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    "Sound advice, but..."

    This is a good book, with some solid ideas. The detail with which he explains his theories is both good and bad. For one thing, in the printed version, there are a lot of charts, so in the audiobook the narrator reads off all the repetitive stats from the charts in a very long, monotonous way. In the text version, you would just glance at the chart, get the gist, and move on...in the audiobook, you have to listen to it for over 5 minutes sometimes. A little annoying, because you get the concept after the first few examples, then have to listen to him drone on through the whole chart.

    Also, a lot of the advice relates directly to Americans only. I am Canadian, and though I found the general theories sound, the specific advice (401k, etc) was not as helpful.

    All in all, a worthy buy.

    41 of 43 people found this review helpful
  •  
    Huck Fairbanks, AK USA 07-16-07
    Huck Fairbanks, AK USA 07-16-07 Member Since 2006
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    "Argh"

    I loved David Bach's Automatic Millionare and the associated audio book - it tanslated well and was engaging.

    This book would be a great read but the audio book was horrific! The author narrates through the charts in the book in a monotone voice for what seems to be unending minutes. The book and topic are well worth reading - but skip the audio book - - - I had to turn it off after the 3rd or 4th chart out of sheer boredom.

    Buy the book and not the audio version for this one! - or at least read the book first

    10 of 10 people found this review helpful
  •  
    Diane Oakdale, CA, United States 03-07-08
    Diane Oakdale, CA, United States 03-07-08 Member Since 2004
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    "I hate to agree but ARGH!"

    The lists! List, after list, after list!

    Nothing against the narrator, he's actually fine as far as I am concerned. Also, nothing against the book - I plan to go buy a paper copy. BUT, I just could not keep listening to the lists of information! They went on and on, well past the time when the point had been made!

    If the lists were printed in a pdf to go with the book, the book would be fine, since the rest of the info is great.

    7 of 7 people found this review helpful
  •  
    Terry Nelson, British Columbia, Canada 12-11-05
    Terry Nelson, British Columbia, Canada 12-11-05 Member Since 2003
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    "Makes you a better person"

    Tells you those little things that will allow you to have a better now and a great future. I immediately did three things in the book that prior to listening to it sounded insurmountable, after listening, couldn't figure out why I didn't do it years earlier. I bought an investment building, with no real impact on my life, with little risk, with equity I didn't give consideration to in the past. It's three months later and everything is working as expected. Easy to listen to.

    5 of 5 people found this review helpful
  •  
    D.J. south bend, IN, USA 01-14-06
    D.J. south bend, IN, USA 01-14-06
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    "A Great Way to Start"

    Start Late,Finish Rich does a great job simplifying financial survival and independence with some very basic, sound financial principles of Spend Less, Save More, and Earn More. He has excellent, realistic ideas that almost anyone can impliment in changing their money habits. I have started already.

    4 of 6 people found this review helpful
  •  
    Larry Little Falls, NY, USA 05-27-05
    Larry Little Falls, NY, USA 05-27-05
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    "Basic Common Sense"

    Full of basic common sense items to jump start your financial future.

    5 of 9 people found this review helpful
  •  
    rebecca pittsburgh, PA, United States 05-23-14
    rebecca pittsburgh, PA, United States 05-23-14 Member Since 2011
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    "Terrific book but best as a physical workbook"
    What did you love best about Start Late, Finish Rich?

    I read the book and got the download to hear again later and have my children listen to. However, there are tables and forms in the book which are, of course, not accessible as a listener. The narrator actually reads the tables and it is frustrating. Get the book - it is excellent advise and content - and choose something else to listen to.


    Would you recommend Start Late, Finish Rich to your friends? Why or why not?

    Only in book form.


    What does Michael Kramer bring to the story that you wouldn’t experience if you just read the book?

    Nothing. It needs to be read and written in.


    0 of 0 people found this review helpful
  •  
    Tim Rockford, MI, United States 04-27-13
    Tim Rockford, MI, United States 04-27-13 Member Since 2012
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    "Overall a good book, good performance"
    Would you consider the audio edition of Start Late, Finish Rich to be better than the print version?

    I think it was a good audio but due to the numbers and analysis I found the two together to be a more learner friendly approach.


    What was one of the most memorable moments of Start Late, Finish Rich?

    I found the portraits of the typical millionaire very interesting and compelling.


    Would you listen to another book narrated by Michael Kramer?

    Yes I would. I thought it was well done


    What’s an idea from the book that you will remember?

    The latte factor for one, just how little changes can make big differences over time


    Any additional comments?

    My only comment is in reference to directly reading the tables that show growth of investments over time, it's easy to see in the print version but doesn't translate well to audible presentation.

    0 of 0 people found this review helpful
  •  
    Deb Canton, GA, United States 11-06-12
    Deb Canton, GA, United States 11-06-12 Member Since 2004
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    "BORING! Too boring even for a financial nerd!"

    First, when someone is worried that they have started too late to finish rich (or even comfortable), the last thing they need to hear is that someone in their thirties is considered starting late! Most people who are likely to buy this book are probably in their late 40's and 50's and they don't want to hear how a 30 year old has 4 decades to pursue growth! They want to hear how they, the ones who truly started late, can improve their financial outlook at retirement.

    Second, this book gives table after table after table. I wouldn't want to read these tables and I sure as heck don't want to listen to them. "At 3%, after 5 years you have X. After 10 years, you have X. After 15 years, you have X. After 20 years, you have X. After 25 years, you have X. After 30 years, you have X. At 4%, after..." Good grief! That goes on forever! Then it repeats again and again! I own a calculator, I can figure this out!

    Third, this book is like listening to a phone book, as well as book of tables. Does the author tell us about low cost brokerages and they help achieve our goals? No. Instead, he gives us the names pretty much every brokerage that exists, along with listing their addresses and phone numbers. That is is ridiculous! In addition to my calculator, I have a phone book! Then he goes on (and on and on) about mutual funds. No, not the value of mutual funds or really how they help you meet your goals, but their names, addresses and, yes, phone numbers.

    Most of this book was the tables, addresses and phone numbers! Oh, yeah, and stories of young people who didn't believe that they too could be rich in 40 years!

    What did I learn from this book? I learned that I'm screwed, since I'm the likely normal person who would interested in this book...truly an older person wanting to improve my chances at finishing rich, and I don't have 2, 3 or 4 decades to do it. And if there is a way to do it, I didn't learn how from this book.

    0 of 0 people found this review helpful
  •  
    Jason San Antonio, TX, USA 11-24-07
    Jason San Antonio, TX, USA 11-24-07
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    "Great Book"

    This is a great book. It gave me very true life examples of how to make some serious financial changes in my life.

    1 of 2 people found this review helpful
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  • Joshua
    Billingshurst, United Kingdom
    12/13/13
    Overall
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    "So simple yet so effective"

    There are few books that can really give you a clear step by step process to allow you to make a change or make an improvement in your life where u can see immediate effect. I got the book, listened to it through, listened again looked into different accounts, schemes etc. Set up my various pots for automated monthly savings and VOILA! Savings in an instant! So simple and so effective...

    I also then listened to a couple of his other books... he's a lucky man that can basically use the same principles but changes the title of the book to give the same message. Thankfully he is articulate and to the point and conversational so he holds your attention well.

    If you're struggling to get a hold of your money issues this book is a great help to get you started with immediate results!

    0 of 0 people found this review helpful
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