Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.
©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers
"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)
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Great book! He gives you clear instructions on how to get out of debt. Good motivation for people who don't know where to start. Well worth the credit!
Listening to Dave Ramsey just make it that more impressive.
Learning that other who have now made it were where most of us are today
He speaks from the heart.
Book really makes you think about your situation.
If you or someone you know need help with money this is a must read.
I like Dave's voice, but in this recording he seems to be yelling at me and talking down to me. It made it hard to listen to and was quite distracting.
Yes, Ive read it twice and listened to it. I think the audio brings it more into a personal perspective. You can feel the passion and anger in Dave's persona.
The bill collectors harassing Dave's wife Sharon. I love the AMEX story.
Dave of course!
Budget! Budget! Budget!
I have bought this book and have given it to 3 sets of newlyweds. I hope one of them takes it to heart. If you have financial issues ruining your life, you have to listen to this.....
This is one of the best audiobooks I have listened to so far. The money management strategies are valuable for anyone, whether or not they consider themselves to already have a solid grip on financial management. There is something for everyone.
Dave Ramsey's narration is compelling. The way in which he conveys this book, which might be considered a dry topic to listen to, is dynamic and engaging.
Bi-Vocational Pastor/Draftsman. Full time husband and dad. Audiobooks are a staple in my life because I can read and work...
Even if you might not adhere to Dave's plan exactly, the idea of slavery to debt and freedom from it are very motivational. I feel like the examples he uses are real life people and he doesn't use terms or language that is reserved for finance professionals. It really is a good, practical plan for getting out of debt via hard work and perseverance. Even though his plan is not the best "mathematically", the point of getting some quick wins by paying off the lowest balance without regard to interest rate is a legitimate point. Honestly, you can hear most of the content of this book in his daily podcasts. I do recommend this book to people.
I liked the performance of Dave Ramsey.
My reaction to the book is that i started to apply Dave instructions and it is working.
Yes, its the best advice ever.
I can't wait to get started on My Total Money Makeover!
This audio book was a great no nonsense guide on how to get a grip and "live like now one else so you can live like no one else". I listended to it about a month ago and my wife and I are still painfully aware of our financial situation and resolved to do better.
My wife and I were "normal." We realized that we were working long hours so we could pay the banks instead of our own household. The Total Money Makeover started us on the right path to paying off our debt in just one year instead of eight years, if we would have stuck with the standard minimum monthly payments. This book will explain Dave Ramsey's Baby Steps. They will get you on the right plan, guiding you every step of the way. Dave Ramsey is an excellent teacher, and I can't think of anyone with a better plan. Start with this book and it will open up a whole new world to living debt free and using your number one wealth building tool: your income.
"Thank you Dave Ramsey"
This is a quick update to those in need of hope. I wrote a review back in June last year and now wish i could give this book more than 5 stars!!! We are now debt free, thanks to Dave's principles layed out clearly in this book.
It took me a while to get over the slightly aggressive American tone - I guess passion would be a better word than agressive. But the concept is simple and makes perfect sense.
"Helped us get in shape"
I found out about Dave Ramsey about seven months ago (December 2012) and from the first podcast I downloaded for his radio talk show, I knew this guy was different. He is genuine, honest, informed and tells it like it is. My husband and I had debt of about $28,000 which we werent too concerned about but had tried to pay off and somehow no matter what we did it just never seemed to go away. We enrolled for FPU online around March 2013 and wow, what a class!!! We decided to pay off all our debt but for some reason stalled. I then went ahead and bought this book (audio) about a month after we'd completed FPU, something about the way he explained debt and just how restrictive it was clicked deeper. I was on a coach on the way to work, by the time we arrived I had a tear in my eye and knew that I knew that I knew that we were paying our debt off that day. Fortunately we had the money to clear all our debt and just went ahead and did it. I cannot describe the feeling. Walking around debt free is totally liberating. I would never have done it if it werent for FPU or this book. For some reason we thought earning 0.5% in a savings account would beat the 7-10% interest rates we were paying on the debt. We just hadnt done the Maths. We have now changed our habits and are already living like no one lese so later we get to live like no else.
Thank you Dave Ramsey and may God bless and your wonderful family for the wonderful work you are doing to enlighten those of us who had somehow gotten degrees in D.U.M.B.
"Just Buy it"
gr8 book, lot of things you already know but arranged in 'baby steps' for secure debt free future.would highly recommend
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