The Total Money Makeover: A Proven Plan for Financial Fitness Audiobook | Dave Ramsey | Audible.com
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The Total Money Makeover: A Proven Plan for Financial Fitness | [Dave Ramsey]

The Total Money Makeover: A Proven Plan for Financial Fitness

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.
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Publisher's Summary

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.

Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.

©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers

What the Critics Say

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

What Members Say

Average Customer Rating

4.3 (2525 )
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Performance
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  •  
    Jason Poteau, OK, United States 12-30-11
    Jason Poteau, OK, United States 12-30-11 Member Since 2008

    Bi-Vocational Pastor/Draftsman. Full time husband and dad. Audiobooks are a staple in my life because I can read and work...

    HELPFUL VOTES
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    "Very Motivational..."

    Even if you might not adhere to Dave's plan exactly, the idea of slavery to debt and freedom from it are very motivational. I feel like the examples he uses are real life people and he doesn't use terms or language that is reserved for finance professionals. It really is a good, practical plan for getting out of debt via hard work and perseverance. Even though his plan is not the best "mathematically", the point of getting some quick wins by paying off the lowest balance without regard to interest rate is a legitimate point. Honestly, you can hear most of the content of this book in his daily podcasts. I do recommend this book to people.

    11 of 11 people found this review helpful
  •  
    Gladis houston, TX, United States 03-06-12
    Gladis houston, TX, United States 03-06-12

    Tell us about yourself!

    HELPFUL VOTES
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    "Awesome advise"

    Great book! He gives you clear instructions on how to get out of debt. Good motivation for people who don't know where to start. Well worth the credit!

    21 of 23 people found this review helpful
  •  
    Russell denver, CO, United States 04-06-12
    Russell denver, CO, United States 04-06-12
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    "Must Have"
    Would you consider the audio edition of The Total Money Makeover to be better than the print version?

    Listening to Dave Ramsey just make it that more impressive.


    What was one of the most memorable moments of The Total Money Makeover?

    Learning that other who have now made it were where most of us are today


    What about Dave Ramsey’s performance did you like?

    He speaks from the heart.


    Did you have an extreme reaction to this book? Did it make you laugh or cry?

    Book really makes you think about your situation.


    Any additional comments?

    If you or someone you know need help with money this is a must read.

    6 of 6 people found this review helpful
  •  
    Dustin United States 04-02-12
    Dustin United States 04-02-12
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    "Should Be On Everyone's Shortlist to Read/Listen"
    Where does The Total Money Makeover rank among all the audiobooks you’ve listened to so far?

    This is one of the best audiobooks I have listened to so far. The money management strategies are valuable for anyone, whether or not they consider themselves to already have a solid grip on financial management. There is something for everyone.


    What about Dave Ramsey’s performance did you like?

    Dave Ramsey's narration is compelling. The way in which he conveys this book, which might be considered a dry topic to listen to, is dynamic and engaging.


    6 of 6 people found this review helpful
  •  
    Mona Giza, Egypt 05-16-12
    Mona Giza, Egypt 05-16-12 Member Since 2012
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    "My new start"
    What about Dave Ramsey’s performance did you like?

    I liked the performance of Dave Ramsey.


    Did you have an extreme reaction to this book? Did it make you laugh or cry?

    My reaction to the book is that i started to apply Dave instructions and it is working.


    5 of 5 people found this review helpful
  •  
    Lisa SYRACUSE, UT, United States 11-06-12
    Lisa SYRACUSE, UT, United States 11-06-12 Member Since 2005
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    "Life Changing Book"
    Would you listen to The Total Money Makeover again? Why?

    Yes, I will probably listen to the book twice a year, until I feel that I have my finances under control. In the month since I have listened to this book, I have been able to form a budget, save $1000 in my emergency fund, and starting paying off my debts. I plan on having all my debts except my house to be paid off with in 16 months.


    What did you like best about this story?

    It is broken down into steps that are easy to understand and help to motivate you to build wealth.


    What about Dave Ramsey’s performance did you like?

    Great speaker with good sense of humor, but treats the topic with the sincerity it deserves.


    Was this a book you wanted to listen to all in one sitting?

    no, this book was meant to be digested in parts. I listened to it strait through but now I am going back through and applying the steps to myself.


    Any additional comments?

    If you listen to this book, and apply the principals taught it will change your life.

    2 of 2 people found this review helpful
  •  
    Jacob D. Akers West Union, OH United States 11-05-12
    Jacob D. Akers West Union, OH United States 11-05-12 Member Since 2011

    big jakers

    HELPFUL VOTES
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    "Words to Live by"
    Would you consider the audio edition of The Total Money Makeover to be better than the print version?

    Depends on how you like to consume content. I don't like to read but I love audio books so for me personally I would likely have never been exposed to the content were it only in written form. So, the audio version is better for me.


    Who was your favorite character and why?

    Author, he is reading his own experiences.


    Did you have an extreme reaction to this book? Did it make you laugh or cry?

    Didn't make me laugh or cry, however, it did make me wish I'd lived by the ideas in this book my whole life.


    Any additional comments?

    Good Read for someone looking for a faith based look at why we should save money.

    2 of 2 people found this review helpful
  •  
    Sunny HENDERSON, NV, United States 10-26-12
    Sunny HENDERSON, NV, United States 10-26-12 Member Since 2010
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    "This book changed my life"
    Would you consider the audio edition of The Total Money Makeover to be better than the print version?

    Yes. You have to listen to it so you can hear Dave in your head when you want to spend money.


    What did you like best about this story?

    I have become so much better with my money and we are planning our future instead of just living paycheck to paycheck. I feel freedom.


    2 of 2 people found this review helpful
  •  
    geoff Coomera, Australia 05-14-12
    geoff Coomera, Australia 05-14-12 Member Since 2012
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    "loved it"
    Would you recommend this audiobook to a friend? If so, why?

    Yes. To get yourself back on track with your money, this is the most simple and acheivable plan.


    What was one of the most memorable moments of The Total Money Makeover?

    The steps


    Any additional comments?

    Fantastic, highly recommended

    2 of 2 people found this review helpful
  •  
    Rebecca Griego 10-29-09 Listener Since 2007
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    "This is a Really Tough Listen"

    The content seems good but I am only 31 minutes in and already tearing the earplugs out! Don't Preach at me. Just tell me. He goes over every point relentlessly and in such a condescending manner. I don't know if I can keep listening!

    57 of 77 people found this review helpful
  • Showing: 1-10 of 217 results PREVIOUS1222NEXT
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  • Sifisosami
    wokinghamUnited Kingdom
    1/27/11
    Overall
    "Thank you Dave Ramsey"

    This is a quick update to those in need of hope. I wrote a review back in June last year and now wish i could give this book more than 5 stars!!! We are now debt free, thanks to Dave's principles layed out clearly in this book.

    2 of 2 people found this review helpful
  • Mr
    YEOVIL, United Kingdom
    8/5/13
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    "Brilliant book!"
    Would you listen to The Total Money Makeover again? Why?

    It took me a while to get over the slightly aggressive American tone - I guess passion would be a better word than agressive. But the concept is simple and makes perfect sense.


    0 of 0 people found this review helpful
  • florence
    READING, United Kingdom
    7/24/13
    Overall
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    "Helped us get in shape"

    I found out about Dave Ramsey about seven months ago (December 2012) and from the first podcast I downloaded for his radio talk show, I knew this guy was different. He is genuine, honest, informed and tells it like it is. My husband and I had debt of about $28,000 which we werent too concerned about but had tried to pay off and somehow no matter what we did it just never seemed to go away. We enrolled for FPU online around March 2013 and wow, what a class!!! We decided to pay off all our debt but for some reason stalled. I then went ahead and bought this book (audio) about a month after we'd completed FPU, something about the way he explained debt and just how restrictive it was clicked deeper. I was on a coach on the way to work, by the time we arrived I had a tear in my eye and knew that I knew that I knew that we were paying our debt off that day. Fortunately we had the money to clear all our debt and just went ahead and did it. I cannot describe the feeling. Walking around debt free is totally liberating. I would never have done it if it werent for FPU or this book. For some reason we thought earning 0.5% in a savings account would beat the 7-10% interest rates we were paying on the debt. We just hadnt done the Maths. We have now changed our habits and are already living like no one lese so later we get to live like no else.

    Thank you Dave Ramsey and may God bless and your wonderful family for the wonderful work you are doing to enlighten those of us who had somehow gotten degrees in D.U.M.B.

    0 of 0 people found this review helpful
  • Raphy
    upholland, United Kingdom
    10/20/11
    Overall
    "Just Buy it"

    gr8 book, lot of things you already know but arranged in 'baby steps' for secure debt free future.would highly recommend

    0 of 0 people found this review helpful
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