• The Total Money Makeover

  • A Proven Plan for Financial Fitness
  • By: Dave Ramsey
  • Narrated by: Dave Ramsey
  • Length: 3 hrs and 41 mins
  • 4.7 out of 5 stars (44,796 ratings)

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The Total Money Makeover  By  cover art

The Total Money Makeover

By: Dave Ramsey
Narrated by: Dave Ramsey
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Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

  • Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
  • Break bad habits and make lasting changes when it comes to your relationship with money
  • Recognize the 10 most dangerous money myths
  • Secure a healthy nest egg for emergencies and set yourself up for retirement
  • Become financially healthy for life
  • Live like no one else, so later you can LIVE (and GIVE) like no one else!
©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

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What listeners say about The Total Money Makeover

Average customer ratings
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  • 4.5 out of 5 stars
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Good financial advice

I have read the book years ago. I wanted to listen to the audiobook. Debt is Dumb. Cash is king. Work the baby steps and get out of debt.

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money is back on track

great listen! l feel motivated to get my baby steps going. this has the best advice in money management

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good read

definitely for the average person. Dave yells too much but the book was entertaining and helpful

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Sound advice!

excellent outline and simple steps to the basics of turning your money around for life

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Valuable information!

Learned a lot of smart advice and tips. A Great plan to become financially free!!!

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Sound Advice!

Dave Ramsey is full of common sense. One should not get in debt and should make it a priority to get out of debt. He has a lot of common sense ideas such as to not get into credit card debt and to have an emergency fund.
The only thing that I wonder about is his method to pay off your debt. Dave suggests that you pay the smallest amount of debt first, then the next debt, until the largest amount of debt is pay last. This way helps keep people encouraged to finish paying off their debt.
I think one should pay their debt with the highest interest first, then the other debt.
Both ways work, but Dave is the expert; however, my way will save more money.
However, if one loses their motivation to pay off a high interest, large debt first, then Dave's way is better.
Dave has a great voice and reads well too. Great performance!

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Good tools, if I can manage to use them. No tricks.

I love he’s not gentle. I love he’s yelling at me, and from page one he doesn’t let us forget that the problem is us, and so is the solution. I listened the first time through, and will listen again while using the workbook I ordered that goes with it. Baby steps.

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excited for the future

I'm 23 planning on moving out soon and just scared of my finances and the debt that's over my head but now I feel like I can handle it and I'll be debt free before too long

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It interested in bible talk but the rest was good.

I would also suggest updating the audio book. Concepts seemed good but some of the suggestions can be updated for today.

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funny and great.

great. listened to it while I was working. i will definitely try his methods. light comedy also some spiritual stuff and I really enjoyed it.

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