The Total Money Makeover

A Proven Plan for Financial Fitness

By: Dave Ramsey

Narrated by: Dave Ramsey

Length: 3 hrs and 41 mins

Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

• Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
• Break bad habits and make lasting changes when it comes to your relationship with money
• Recognize the 10 most dangerous money myths
• Secure a healthy nest egg for emergencies and set yourself up for retirement
• Become financially healthy for life
• Live like no one else, so later you can LIVE (and GIVE) like no one else!

©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

Perfect Inspiration

Although there were moments Dave's strict, almost scolding, forceful commentary made me want to run away from listening, I made myself continue because everything he was saying was logical. The "steps" sounded doable, so I kept listening and within days, I began to change my spending habits. I have begun an emergency fund.

Great Step by Step Plan

Fully explained the baby steps and how to achieve full financial independence. I've started this plan & it works.

thorough

It was a good mindset reset as well as going over his steps for a money makeover.

this book has gave me a

if this book has given me a life changing outlook on finances at 36 I have had my I had it moment

Makes perfect sense

I’ve never learned how to be smart with money. I’ve read a few financial freedom books. However this one makes the most sense out of any that I have read yet.

Great advice for everyone

This is an easy listen... less than 4 hours. The author has a great sense of humor and makes his points well. Also it's very motivational.

SPECTACULAR!!!

Listen, Follow the steps, it works! Unless you just dont want to get out of debt or you just want to stay pressed down by someone else's money, there is no reason to not buy this book!!!!

narrator was too sarcastic and childish

I did not think the narrator needed to be as sarcastic or trivial in the reading of some arrears to make a point. he could have just read it with some distinction but not as he did

Great Book

The narrator is very animated. The book gives great and clear advice of building financial intelligence and wealth. It does however cater to the goals of a 9-5 working person who plans to retire in 40 years and not someone with an entrepreneur mindset like me.

Great information, Terrible presentation

It was very hard for me to listen to Mr. Ramsey. He came across extremely arrogant. His arrogance allowed him to be extremely childish. He came across as a teacher in a classroom full of students to whom he talked down to throughout his reading.
With that being said, I'm absolutely sure his approach will work great for everyone who follows it.