Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.
©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers
"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)
It was great to listen to...I really enjoyed his enthusiasm and tone throughout. It was very 'stop BSing & et's get down to business' and that's just what I needed. and now it's time to apply what I learned. The 'B' word frightens me but I know I can't do this without a budget so her goes...
I agree with many of the principals in theory but I would encourage everyone to take his advise with a grain of salt. There is no blanket solution to everyone's financial issues/goals. Take his ideas and add your own touch that works for you.
Also, I disliked the testimonials that are added.. The sound is off, they feel forced, the audio quality is low, and they detract from the flow of the book.
This book left me hopeful and eager to become debt-free! Ramsey speaks candid and honestly. It is not a quick get rich book. In fact it seems very hard but doable. I am very hopeful that I will "live like no other " soon!
When the book first started I was a little surprised on how aggressive he was. It was more then usual.
I love listening to Dave Ramsey's show so I expected a little bit of gruffness in his voice but the beginning chapter was a little bit ridiculous. Towards the middle of the audio book, he calmed down and began to perform more like he does on his show.
Don't get me wrong, it was a great book, it has great concepts that seemed to have been forgotten as generations went by and we should all should be reminded of. I just wished he didn't over act in the first chapter. It didn't deter me and I finished the book, however I feel that this may be turning some potential listeners away.
Try this audio book, it does calm down and you will be able to get some good budgeting and money handling reminders from it.
As I listened to the audio book I was simple amazed and became motivated to do a total money Makerover. I've always known, in order to achieve financial success I needed to change the way I manage money. I now have begun a trail and I've invite my entire family to achieve this total money Makerover plan to wealth and stability. Thanks for writing such a wonderful book.
I would recommend this book to anyone who is struggling to manage from payday to payday. While it is obvious the answer to debt is not to spend money Dave provides a strategy that is easy to follow and addresses the motivational issues.
The Baby steps are very clear and made me think about my attitude towards money
Angry, impassioned, aggressive
I am following his money makeover advice. I understand people disagree on the investment side of the book and am a long way off that yet. Building wealth based on getting rid of debt and then saving makes sense to me.
I would have awarded this book 5 stars if Dave had spoken the way he does in his radio programme. I am ambivalent about the anger in his voice. It is great that he is impassioned but almost comes across as talking down. If I had not heard him on the radio I think it could have put me off a good message from a good man.
"Thank you Dave Ramsey"
This is a quick update to those in need of hope. I wrote a review back in June last year and now wish i could give this book more than 5 stars!!! We are now debt free, thanks to Dave's principles layed out clearly in this book.
great advice. strong American biased but the basic plan is sound where ever you live.
Loving this book. Hard Hitting and no nonsense practical way to move forward to Financial Health.
Very straight forward advice that anybody can follow and become wealthy get out of debt save for retirement etc.
The advice is very american-based which is obvious as he is from the US but it translates very easily to the UK so can still be followed.
I loved the baby steps, so easy to take on board and digest. I admit it would take most people a while to go through all the steps and reach the stage where u get to "live like no one else because u've lived like no one else"but the goal definitely seems worth it.
"A Dull , Dry Topic Brought to Life"
Well written book about a subject that's easy to procrastinate over. I would highly recommend.
really good content. so helpfull.
only thing id say, is the constant God references kind of discredits it as a factual book. should have left his views out.
"not for international readers"
Intended for USA residents only. I didn't enjoy the narration either although I could guess that from the sample. I never finished it...
This is a very good personal finance book . Simple steps to achieve financial freedom. I would buy other book by Dave and read them definitely.
"Really engaging and it makes so much sense!"
I would definitely recommend this book to a friend because I think this book teaches us something about money which todays society doesn't. We don't need to live pay check to pay check and if this book can help me, then why wouldn't I want to help my friends too?
I really liked the simplicity of this book. Everything Dave talks about just makes sense. His approach to finance and budgeting your money allows you to take control of your money, not your money controlling you.
I don't necessarily think this book should be a film. It works well as a book, and I know that they have an adapted version called Financial Peace University for visual effect.
I really recommend this book to anyone who wants to feel like they have more control over their money. Even if just get you thinking, this book will transform your life.
"Excellent from start to finish"
If you are tired of living life payday after payday and never seeming to have any money then I highly recommend this book.
It is a tried and tested method that so far has worked wonders for me!
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