• The Total Money Makeover

  • A Proven Plan for Financial Fitness
  • By: Dave Ramsey
  • Narrated by: Dave Ramsey
  • Length: 3 hrs and 41 mins
  • 4.7 out of 5 stars (44,796 ratings)

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The Total Money Makeover  By  cover art

The Total Money Makeover

By: Dave Ramsey
Narrated by: Dave Ramsey
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Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

  • Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
  • Break bad habits and make lasting changes when it comes to your relationship with money
  • Recognize the 10 most dangerous money myths
  • Secure a healthy nest egg for emergencies and set yourself up for retirement
  • Become financially healthy for life
  • Live like no one else, so later you can LIVE (and GIVE) like no one else!
©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

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What listeners say about The Total Money Makeover

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Simple way to finance success

I wish I have found this work sooner. It has change my way of living and looking at money. It is a must read.

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Definitely worth it..

Definitely puts a plan in place. Most people do not have a budget plan or even a financial plan. Following this, we will have a plan in place and have set goals to reach..

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A God-sent plan for making-over your finances!

I am so excited and honestly nervous to get started on this quest to makeover our finances with Dave's plan! The truth and insight found in his Total Money Makeover is truly God-sent! I plan to share this book with others as there is no reason, other than simply not trying, why Mr. Ramsey's plan should not work in everyone's lives!

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Great Book

love it! such an eye opener for those that are stuck on the rat race and thinking debt is the american way!

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Great guideline for your financial future

Great guidelines to follow for future success. he doesn't water down the truth. Highly recommended

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On the Same Page

I began reading the book on my own. Shortly after, I realized I needed my husband to also get all this information. Knowing that he would not have time to read it on his own anytime soon, I downloaded the audiobook. We listened to it together on our road trip. What Dave Ramsey says in this book makes so much sense. And am excited that we are now on the same page and ready to begin our Total Money Makeover hand in hand.

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I'm on it!

I'm super excited to become debt free as the people who recommended the book are!

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kept me interested the whole time, learned a ton

kept me interested the whole time, learned a ton and feel like it's very reasonable for real life.

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I learned a few new ideas

I had to speed up narration because the default was painfully slow. I hope to incorporate some of his principals into our family.

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My perspective on my money has changed

Dave's Total Money Makeover is compelling and motivating for people in sure financial straights and those who think they're living "normally." A must listen if you've never considered the concept of personal finance.

I would also recommend The Millionaire Next Door immediately after this book.

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