The Total Money Makeover

A Proven Plan for Financial Fitness

By: Dave Ramsey

Narrated by: Dave Ramsey

Length: 3 hrs and 41 mins

Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

• Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
• Break bad habits and make lasting changes when it comes to your relationship with money
• Recognize the 10 most dangerous money myths
• Secure a healthy nest egg for emergencies and set yourself up for retirement
• Become financially healthy for life
• Live like no one else, so later you can LIVE (and GIVE) like no one else!

©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

Financial kick in the butt!!

It was just the financial kick in the butt I needed to get me to get me on the right path!!

An excellent source of financial / debt free info

I enjoyed listening to this book. I was very informative and easy to follow. i am definitely incorporating the steps into my financial planning and you should too.

Changed my life

This is one of the few books which changed my life in a very positive way. My husband and I have been making good income but we had no saving and some debts, and 4% contribution in 401k because of mindless spending. After reading this book, we completely changed our behaviors.
Fast forward two years after, we have no debt except house mortgage, and full year of emergency fund, and started investment. We feel so much more secure and I feel more free. Thank you so much! A must read.

You can't afford to not read this book.

I've been watching The Dave Ramsey Show YouTube clips for a few weeks and love Dave's advice. Dave offers a realistic plan, tough love, and makes you take a hard look at American consumer behavior when it comes to money, credit, and debt.
I recommend The Total Money Makeover to everyone. The earlier in life someone gets it together financially, the better.

Thanks Dave and great narration!

Great Book

(-)Has a very "sheeple" outlook on people for a couple chapters. (+)I enjoyed the book.

great listen. fits into my busy schedule

excellent listen. excited to get started. feel like there is hope!! I feel like I can be a gazelle! !

Life changing!

What did you love best about The Total Money Makeover?

I love his financial baby steps to freedom and how he breaks it down in each chapter. Dave Ramsey is amazing!

What about Dave Ramsey’s performance did you like?

It feels like he's talking directly to you!

Very well written and performed

If you're going through this book thinking it's a get rich quick scheme you're very wrong. The author makes that clear throughout the book and makes it very easy understand the methods that a uses to promote his strategies. The organization of flow of the book made sense and it was easy to follow. While I personally am not in a bankruptcy situation, I do think that these strategies can be applicable and are available to scale to almost anyone's needs or positions.

I can't wait to get started!

I am looking forward to becomming a gazelle. I have done almost all of the wrong things, ao it is a fresh start.

The Total Money Makeover

This book is it!!!!.

However you must be careful becasue now I am on the total money makeover and guess what I cant afford any more audible books LOL.

I keep listening to this one over and over again. I will have to see if I can add this to the budget.

A Must have :-)