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The Total Money Makeover Audiobook
The Total Money Makeover
Written by: 
Dave Ramsey
Narrated by: 
Dave Ramsey
The Total Money Makeover Audiobook

The Total Money Makeover: A Proven Plan for Financial Fitness Audiobook

Regular Price:$13.22
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Publisher's Summary

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.

Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.

©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers

What the Critics Say

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

What Members Say

Average Customer Rating

4.5 (6759 )
5 star
 (4782)
4 star
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3 star
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2 star
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Overall
4.6 (4545 )
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1 star
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Story
4.6 (4574 )
5 star
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3 star
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2 star
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1 star
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Performance
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  •  
    Ralph Montreal, Quebec Canada 10-23-08
    Ralph Montreal, Quebec Canada 10-23-08
    HELPFUL VOTES
    58
    ratings
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    3
    2
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    "Recommended if you are in deep financial trouble"

    this book is really targeted at people with lots of debt and financial problems. Although there are some good tips for everyone, the main focus is on how to get out of debt.

    54 of 75 people found this review helpful
  •  
    Gladis houston, TX, United States 03-06-12
    Gladis houston, TX, United States 03-06-12

    Tell us about yourself!

    HELPFUL VOTES
    202
    ratings
    REVIEWS
    9
    7
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    "Awesome advise"

    Great book! He gives you clear instructions on how to get out of debt. Good motivation for people who don't know where to start. Well worth the credit!

    33 of 47 people found this review helpful
  •  
    Dustin United States 04-02-12
    Dustin United States 04-02-12
    HELPFUL VOTES
    8
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    2
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    "Should Be On Everyone's Shortlist to Read/Listen"
    Where does The Total Money Makeover rank among all the audiobooks you’ve listened to so far?

    This is one of the best audiobooks I have listened to so far. The money management strategies are valuable for anyone, whether or not they consider themselves to already have a solid grip on financial management. There is something for everyone.


    What about Dave Ramsey’s performance did you like?

    Dave Ramsey's narration is compelling. The way in which he conveys this book, which might be considered a dry topic to listen to, is dynamic and engaging.


    8 of 11 people found this review helpful
  •  
    Brannon San Marcos, CA, United States 09-26-05
    Brannon San Marcos, CA, United States 09-26-05
    HELPFUL VOTES
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    "Nothing but OUTSTANDING!!"

    It has been less than a week sense my wife and I have listed to Dave's book and it has already changed our lives and how we look at our finances forever. Within these few days we have paid off almost $3,000 in debt with money that was "just laying around the house". We had no idea how good it would feel to break free from being a prisoner to some of that debt that we have been paying on for years. It is so liberating to finally take charge of our money and actually have a plan. We have listened and read many financial books in the past but NOTHING and I mean NOTHING has gotten us this excited. It has actually given us more hope than we have ever had about changing our financial future. My wife and I have even grown closer because we are working on our finances together as a team for the first time. Every day we get more and more fired up about "The Total Money Makeover". We will never look at money and debt the same way again. If you are reading this review trying to decide if you should buy this book, DO IT AND DON'T WAIT! This book is worth every penny and then some. If you are ready to take control of your life and ?live like no one else? get started right now.

    8 of 11 people found this review helpful
  •  
    Noel Zurich, N/A, Switzerland 11-08-05
    Noel Zurich, N/A, Switzerland 11-08-05
    HELPFUL VOTES
    39
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    1
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    "12% Mutual Funds?"

    Mr. Ramsey makes quite a bold statement when he says you should invest in a 12% "Growth Stock" Mutual Fund rather then take the 7% Prepay option (when it comes to financing college). He fails to inform the listener about 2 threats to your investment. In first line, a Mutual Fund comes with a range of various expenses that will dramatically impact your real rate of return, referred to as the Expense Ratio. Second, there is absolutely no guaruantee that you will receive 12% in any given year, not to mention, 4 years in a row (average college duration)! If you are already stuggling financially, pick the guaranteed 7% saved by paying for college in advance.

    Overall the audible is decent; focuses on the -mentality- of money management but lacks the -technical/factual information- needed for effective longer term plans.

    39 of 56 people found this review helpful
  •  
    Cynthia Springville, UT, United States 08-30-08
    Cynthia Springville, UT, United States 08-30-08 Member Since 2012
    HELPFUL VOTES
    86
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    "Recommended read, not listen"

    The narration/reading of this book made me wonder if it was written in all capitals and italics. While I appreciated the information/ideas shared by the author, I didn't appreciate him yelling at me. I understand he's trying to motivate, but the intensity of his voice was just too much.

    83 of 120 people found this review helpful
  •  
    Russell denver, CO, United States 04-06-12
    Russell denver, CO, United States 04-06-12
    HELPFUL VOTES
    10
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    1
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    "Dave rules!"

    Best advice money can buy. Follow and be debt free. Easy to follow. Learn it, live it, be debt free and stay that way.

    10 of 14 people found this review helpful
  •  
    Cody S. 04-13-16
    Cody S. 04-13-16 Member Since 2016
    HELPFUL VOTES
    1
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    "Common Sense and Dated Beliefs"

    Aside from the seemingly random outbursts of yelling, Mr. Ramsey does a fine job of explaining basic budgeting and debt management. If you know how to do both of those things already, don't read this.

    1 of 1 people found this review helpful
  •  
    Philippa Powder Springs, GA, United States 03-20-12
    Philippa Powder Springs, GA, United States 03-20-12 Member Since 2010
    HELPFUL VOTES
    16
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    "Great Financial Motivator!"
    What made the experience of listening to The Total Money Makeover the most enjoyable?

    I have always made sure to payoff credit cards monthly or stop spending to not build up debt. I picked up this book to see how I can advance myself financially. Reading this book I realized I was already doing many things right. The confirmation felt really good. The step-by-step instructions were helpful to ensure you don't loose focus. This book has greatly motivated me to take control of my 'financial fitness'. I plan to teach this to my nieces once they are old enough.


    What’s an idea from the book that you will remember?

    The baby steps to achieving financial fitness.


    Any additional comments?

    The book is targeted towards people with high debt. I understood that some points had to be drastically emphasized in order to make them effective at all, but at times I found the emphasis a bit insulting.

    1 of 1 people found this review helpful
  •  
    Amazon Customer 03-05-12 Member Since 2015
    HELPFUL VOTES
    7
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    "Extreme Makeover Bank Edition!"

    An extreme and excellent way to view financial matters and decisions. Totally worth the read. If you're looking ate this review you should also read the book!

    1 of 1 people found this review helpful
Sort by:
  • Mystic Aqua
    United Kingdom
    8/26/15
    Overall
    Performance
    Story
    "Some good advice"

    Some very good advice but with a condescending tone which is probably what some us need to get our finances in order. The author seems to be anti OPM which some may think is important for wealth building.

    0 of 0 people found this review helpful
  • M. E. Gideon
    England
    8/4/15
    Overall
    Performance
    Story
    "Good sound advice"

    It's what many people need to hear. No rocket science. Just straight talking. Short and to the point. The tough talking could feel a little OTT for some but it is not unbearable; I found it entertaining and used appropriately to stress points. Will pay for itself many times over

    0 of 0 people found this review helpful
  • Amazon Customer
    Denmark
    5/5/15
    Overall
    Performance
    Story
    "Good Sound System...."

    ...but Dave Ramsey's narration i found annoying. It's all well and good that he performed in such a way as to make the listener feel like he was talking to one personally, but given the choice I'd rather he just read the text up without the drama...

    Whatever the case, I would definitely recommend to anyone needing a good sound financial system....

    0 of 0 people found this review helpful
  • Jim
    Ayrshire, Scotland
    2/28/15
    Overall
    Performance
    Story
    "A Common Sense Approach to Handling Money."

    I've listened to this book a few times now and Dave is clearly passionate about teaching others that it is possible to live a debt free life. I used to think that I was quite good with my money (not that I had much) but this tough, common sense guide revealed to me that I could have done so much better. Although, no longer in my youth Dave also makes it clear that it's not too late to start.

    Jim

    0 of 0 people found this review helpful
  • Steve Horne
    1/21/15
    Overall
    Performance
    Story
    "Great book!!"

    It was really helpful practical guide to personal finance really accessible and potentially life transforming. Give it a go I did and loved it

    0 of 0 people found this review helpful
  • Martina
    SUTTON COLDFIELD, United Kingdom
    12/5/14
    Overall
    Performance
    Story
    "A must - Educational, engaging and fun"
    Would you recommend this audiobook to a friend? If so, why?

    I have hear about Dame Ramsey before and now listened to this rather short book and I was really satisfied. Dave's voice, ideas, processes to get better with money are life changing, so motivational, definitely must listen for everyone. I strongly recommend, I have enjoyed every minute of it!


    What did you like best about this story?

    So easy to follow.


    Which character – as performed by Dave Ramsey – was your favourite?

    Personal stories, Dave himself.


    Was this a book you wanted to listen to all in one sitting?

    Yes.


    Any additional comments?

    Don't only listen but put in action ;-)

    0 of 0 people found this review helpful
  • Mr
    YEOVIL, United Kingdom
    8/5/13
    Overall
    Performance
    Story
    "Brilliant book!"
    Would you listen to The Total Money Makeover again? Why?

    It took me a while to get over the slightly aggressive American tone - I guess passion would be a better word than agressive. But the concept is simple and makes perfect sense.


    0 of 0 people found this review helpful
  • florence
    READING, United Kingdom
    7/24/13
    Overall
    Performance
    Story
    "Helped us get in shape"

    I found out about Dave Ramsey about seven months ago (December 2012) and from the first podcast I downloaded for his radio talk show, I knew this guy was different. He is genuine, honest, informed and tells it like it is. My husband and I had debt of about $28,000 which we werent too concerned about but had tried to pay off and somehow no matter what we did it just never seemed to go away. We enrolled for FPU online around March 2013 and wow, what a class!!! We decided to pay off all our debt but for some reason stalled. I then went ahead and bought this book (audio) about a month after we'd completed FPU, something about the way he explained debt and just how restrictive it was clicked deeper. I was on a coach on the way to work, by the time we arrived I had a tear in my eye and knew that I knew that I knew that we were paying our debt off that day. Fortunately we had the money to clear all our debt and just went ahead and did it. I cannot describe the feeling. Walking around debt free is totally liberating. I would never have done it if it werent for FPU or this book. For some reason we thought earning 0.5% in a savings account would beat the 7-10% interest rates we were paying on the debt. We just hadnt done the Maths. We have now changed our habits and are already living like no one lese so later we get to live like no else.

    Thank you Dave Ramsey and may God bless and your wonderful family for the wonderful work you are doing to enlighten those of us who had somehow gotten degrees in D.U.M.B.

    0 of 0 people found this review helpful
  • Raphy
    upholland, United Kingdom
    10/20/11
    Overall
    "Just Buy it"

    gr8 book, lot of things you already know but arranged in 'baby steps' for secure debt free future.would highly recommend

    0 of 0 people found this review helpful

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