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The Total Money Makeover: A Proven Plan for Financial Fitness | [Dave Ramsey]

The Total Money Makeover: A Proven Plan for Financial Fitness

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.
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Publisher's Summary

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.

Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.

©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers

What the Critics Say

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

What Members Say

Average Customer Rating

4.3 (3328 )
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4.4 (1638 )
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Performance
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  •  
    Robert Eustis, FL, United States 07-15-12
    Robert Eustis, FL, United States 07-15-12 Member Since 2011
    HELPFUL VOTES
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    "Short and Easy Steps"
    Where does The Total Money Makeover rank among all the audiobooks you’ve listened to so far?

    I would give a B-. Gets to the point, gives good metaphors and easy to follow.


    What was one of the most memorable moments of The Total Money Makeover?

    Metaphors used to describe steps or missteps are very memorable and applicable to most people.


    What about Dave Ramsey’s performance did you like?

    Voice and diction were probably best compared to what I have listened. Would expect good performance from professional speaker. Have heard some "funny" start/stops or paragraph breaks on other books. Probably start of new session or after break. Did not hear in Ramsey's performance, however this book is shorter than most. 3+ hours


    Did you have an extreme reaction to this book? Did it make you laugh or cry?

    No crying, definitely a few laughs. Mostly found myself quoting excerpts to others.


    Any additional comments?

    Religious overtones and bible quotes throughout book. However quotes in nature of "Saving" money and neither borrowing or lending; giving money OK. People describe me as Agnostic and this did not bother me. All in all good book, great performance. Enjoy

    1 of 1 people found this review helpful
  •  
    natalia 06-25-12
    natalia 06-25-12 Member Since 2004
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    "Right on the money!"
    What made the experience of listening to The Total Money Makeover the most enjoyable?

    Great narrating style and passionate reading! I loved how the author mixes his personal story, great life examples of his friends and clients and a bit of good old fashioned mathematical common sense! If you would like to be free and feel free, listen to the book and follow its suggestions! It is what America needs to hear today!


    1 of 1 people found this review helpful
  •  
    Dennis Pasadena, CA, United States 06-18-12
    Dennis Pasadena, CA, United States 06-18-12 Member Since 2012
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    "A must read for everyone."
    Where does The Total Money Makeover rank among all the audiobooks you’ve listened to so far?

    One of the best. The wisdom is timeless and applicable. It is very easy to do but it does take a concentrated effort to implement but so worth it. Mad at myself for not learning this earlier but today is a great day to start!


    What other book might you compare The Total Money Makeover to and why?

    The Millionaire Next Door. Dispels the myths about what real wealth looks like.


    Have you listened to any of Dave Ramsey’s other performances before? How does this one compare?

    Financial Peace - Right up there with TMM


    What insight do you think you’ll apply from The Total Money Makeover?

    How to reduce debt, build wealth and give it all away!


    1 of 1 people found this review helpful
  •  
    Joe Revesby, Australia 06-17-12
    Joe Revesby, Australia 06-17-12
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    "Inspired my wife and I into action!"
    Any additional comments?

    This is unlike other audiobook narrations. Dave speaks like your personal coach. He's passionate and makes you focus on specific actions steps. Some of the suggestions are dated (eg. Mutual fund average performance and loan interest rates). But the principles are timeless and valuable.

    You dont have to be broke to benefit from this audiobook. I wish I read it when I was a teenager. Both my wife and I loved it and are implementing its key strategies and feeling more on top of things.

    1 of 1 people found this review helpful
  •  
    Randy Webster Mena, AR, U.S.A. 06-11-12
    Randy Webster Mena, AR, U.S.A. 06-11-12
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    "Do you have debt?"

    Great book showing a simple, common sense, approach to getting free of debt. It's not easy. You'll have to sacrifice and live like nobody else but end the end you will be able to LIVE like nobody else!

    1 of 1 people found this review helpful
  •  
    Jason United States 05-25-12
    Jason United States 05-25-12 Member Since 2014
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    "Life changing!!!!"

    Listened 10 times an will listen again and again in future and so will you!!!

    3 of 4 people found this review helpful
  •  
    Amazon Customer 04-23-12 Member Since 2014
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    "Thank you"
    What made the experience of listening to The Total Money Makeover the most enjoyable?

    I appreciate the insight offered in this book. The steps outlined are easy to understand. The scenarios offered were helpful.


    1 of 1 people found this review helpful
  •  
    Russell denver, CO, United States 04-06-12
    Russell denver, CO, United States 04-06-12
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    "Must Have"
    Would you consider the audio edition of The Total Money Makeover to be better than the print version?

    Listening to Dave Ramsey just make it that more impressive.


    What was one of the most memorable moments of The Total Money Makeover?

    Learning that other who have now made it were where most of us are today


    What about Dave Ramsey’s performance did you like?

    He speaks from the heart.


    Did you have an extreme reaction to this book? Did it make you laugh or cry?

    Book really makes you think about your situation.


    Any additional comments?

    If you or someone you know need help with money this is a must read.

    9 of 13 people found this review helpful
  •  
    Dustin United States 04-02-12
    Dustin United States 04-02-12
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    "Should Be On Everyone's Shortlist to Read/Listen"
    Where does The Total Money Makeover rank among all the audiobooks you’ve listened to so far?

    This is one of the best audiobooks I have listened to so far. The money management strategies are valuable for anyone, whether or not they consider themselves to already have a solid grip on financial management. There is something for everyone.


    What about Dave Ramsey’s performance did you like?

    Dave Ramsey's narration is compelling. The way in which he conveys this book, which might be considered a dry topic to listen to, is dynamic and engaging.


    7 of 10 people found this review helpful
  •  
    Paul CHANDLER, AZ, United States 04-02-12
    Paul CHANDLER, AZ, United States 04-02-12
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    "Dave Ramsey makes a difference"
    Would you recommend this audiobook to a friend? If so, why?

    Yes but with hesitation. His demeanor is rough in his presentation. I enjoyed it, I needed a good yelling at to get my crap together!


    Would you listen to another book narrated by Dave Ramsey?

    Of course!! He is brilliantly caring.


    What did you learn from The Total Money Makeover that you would use in your daily life?

    No Credit Cards, Pay Cash!!


    Any additional comments?

    His methods are the real deal. Straight forward and honest. Give it a go.

    1 of 1 people found this review helpful
  • Showing: 11-20 of 264 results PREVIOUS12327NEXT
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  • Sifisosami
    wokinghamUnited Kingdom
    1/27/11
    Overall
    "Thank you Dave Ramsey"

    This is a quick update to those in need of hope. I wrote a review back in June last year and now wish i could give this book more than 5 stars!!! We are now debt free, thanks to Dave's principles layed out clearly in this book.

    2 of 2 people found this review helpful
  • Jim
    Ayrshire, Scotland
    2/28/15
    Overall
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    "A Common Sense Approach to Handling Money."

    I've listened to this book a few times now and Dave is clearly passionate about teaching others that it is possible to live a debt free life. I used to think that I was quite good with my money (not that I had much) but this tough, common sense guide revealed to me that I could have done so much better. Although, no longer in my youth Dave also makes it clear that it's not too late to start.

    Jim

    0 of 0 people found this review helpful
  • Steve Horne
    1/21/15
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    "Great book!!"

    It was really helpful practical guide to personal finance really accessible and potentially life transforming. Give it a go I did and loved it

    0 of 0 people found this review helpful
  • Martina
    SUTTON COLDFIELD, United Kingdom
    12/5/14
    Overall
    Performance
    Story
    "A must - Educational, engaging and fun"
    Would you recommend this audiobook to a friend? If so, why?

    I have hear about Dame Ramsey before and now listened to this rather short book and I was really satisfied. Dave's voice, ideas, processes to get better with money are life changing, so motivational, definitely must listen for everyone. I strongly recommend, I have enjoyed every minute of it!


    What did you like best about this story?

    So easy to follow.


    Which character – as performed by Dave Ramsey – was your favourite?

    Personal stories, Dave himself.


    Was this a book you wanted to listen to all in one sitting?

    Yes.


    Any additional comments?

    Don't only listen but put in action ;-)

    0 of 0 people found this review helpful
  • Mr
    YEOVIL, United Kingdom
    8/5/13
    Overall
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    Story
    "Brilliant book!"
    Would you listen to The Total Money Makeover again? Why?

    It took me a while to get over the slightly aggressive American tone - I guess passion would be a better word than agressive. But the concept is simple and makes perfect sense.


    0 of 0 people found this review helpful
  • florence
    READING, United Kingdom
    7/24/13
    Overall
    Performance
    Story
    "Helped us get in shape"

    I found out about Dave Ramsey about seven months ago (December 2012) and from the first podcast I downloaded for his radio talk show, I knew this guy was different. He is genuine, honest, informed and tells it like it is. My husband and I had debt of about $28,000 which we werent too concerned about but had tried to pay off and somehow no matter what we did it just never seemed to go away. We enrolled for FPU online around March 2013 and wow, what a class!!! We decided to pay off all our debt but for some reason stalled. I then went ahead and bought this book (audio) about a month after we'd completed FPU, something about the way he explained debt and just how restrictive it was clicked deeper. I was on a coach on the way to work, by the time we arrived I had a tear in my eye and knew that I knew that I knew that we were paying our debt off that day. Fortunately we had the money to clear all our debt and just went ahead and did it. I cannot describe the feeling. Walking around debt free is totally liberating. I would never have done it if it werent for FPU or this book. For some reason we thought earning 0.5% in a savings account would beat the 7-10% interest rates we were paying on the debt. We just hadnt done the Maths. We have now changed our habits and are already living like no one lese so later we get to live like no else.

    Thank you Dave Ramsey and may God bless and your wonderful family for the wonderful work you are doing to enlighten those of us who had somehow gotten degrees in D.U.M.B.

    0 of 0 people found this review helpful
  • Raphy
    upholland, United Kingdom
    10/20/11
    Overall
    "Just Buy it"

    gr8 book, lot of things you already know but arranged in 'baby steps' for secure debt free future.would highly recommend

    0 of 0 people found this review helpful
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