• The Total Money Makeover

  • A Proven Plan for Financial Fitness
  • By: Dave Ramsey
  • Narrated by: Dave Ramsey
  • Length: 3 hrs and 41 mins
  • 4.7 out of 5 stars (44,812 ratings)

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The Total Money Makeover  By  cover art

The Total Money Makeover

By: Dave Ramsey
Narrated by: Dave Ramsey
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Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

  • Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
  • Break bad habits and make lasting changes when it comes to your relationship with money
  • Recognize the 10 most dangerous money myths
  • Secure a healthy nest egg for emergencies and set yourself up for retirement
  • Become financially healthy for life
  • Live like no one else, so later you can LIVE (and GIVE) like no one else!
©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

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What listeners say about The Total Money Makeover

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Motivating steps to freedom!

Simple to follow, simple to understand and proven methods to reach financial freedom! Love the steps Dave outlines in this book and reread/relisten once a year!

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Thank you Dave

I started listening to this and have listened at least 10 times. I wrote down the steps and ways to implement them. Then I shared the audio book with my children.

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Really good principles

I am 26 and i bought the TTM workbook to go along with the auto because i want to learn how to build my wealth but also find different ways to pay for my car without a note this time around. I have mostly medical debt and student loans but i do want to be the 1st in my family to be debt free and financially stable. This have given me the tools and principles I needed to getting my financial health in order.

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Fantastic mental makeover! Scared Straight Budgeting!

Fantastic mental makeover of how to think about and spend money! Scared Straight Budgeting at its finest! A must read/listen! A must learn for all children, young adults & adults alike! A new way of living! Freedom! Not to be a slave to any lender! Only wish I knew this sooner!!! Sooooooo much sooner!!!

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Inspiring

Truly enjoyed this audiobook. Short, straight forward steps to follow in order to get disciplined with your money. It will take a long time to accomplish all these steps but at least I got started with step 1 already!

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Ready to take on Gazelle Intensity

Great read and awesome suggestions. The gazelle intensity that Dave speaks of gives me hope and am excitement to get started! “Live like no one else and you’ll live like no one else”

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An Unforgettable Experience.

It’s exactly what I’ve been searching for, and exactly what I need to take the next step with my personal finances.

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Extremely knowledgeable content

This book is an easy listen and process a wealth of content. Time to put in place what I've learned.

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Amazing book

This book has been so helpful to me starting my journey to financial freedom, I highly recommend it to everybody

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This is a must read

I got so motivated reading this book. It gave me an easy to follow plan to makeover my finances

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