• The Total Money Makeover

  • A Proven Plan for Financial Fitness
  • By: Dave Ramsey
  • Narrated by: Dave Ramsey
  • Length: 3 hrs and 41 mins
  • 4.7 out of 5 stars (44,822 ratings)

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The Total Money Makeover  By  cover art

The Total Money Makeover

By: Dave Ramsey
Narrated by: Dave Ramsey
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Publisher's summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

  • Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
  • Break bad habits and make lasting changes when it comes to your relationship with money
  • Recognize the 10 most dangerous money myths
  • Secure a healthy nest egg for emergencies and set yourself up for retirement
  • Become financially healthy for life
  • Live like no one else, so later you can LIVE (and GIVE) like no one else!
©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

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What listeners say about The Total Money Makeover

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Great Material

Great recommendation for those of who want to take control of some of their aspects in personal finance. Covers much of the myths of debt and conveys great material in how to come up out of it .

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can I just say this isn't for beginner beginners

so this isn't for the person who is still trying to understand and manager their budget but it is still a good read I personally got alot out of chapters 1-6 but after that it's all mortgages stocks and investing which was way over my head at the moment but I really enjoyed the book thanks Dave!

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This book is phenomenal!

I have already started putting the steps into action. Excited to see the results! I'm currently on step 2!

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Love this

I have, as of today, listened to this book 3 times!! On 4th now. The more I absorb the information the more determined I become!

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Great Common Sense Advice

Enjoyed the book. Dave Ramsey really takes people's lack of self control (which is really the most common cause of money, and life's problems) and shows you ways to take control of yourself and your money. Would certainly recommend.

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Best finance book for any anyone

Best finance book out there for anyone who wants to become financially free. Free of stress, debt, always wondering when the next big emergency will come up. Follow Dave's 7 steps and you will also live a financially stress free life!

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Great Book

I think that this book was a very big help to me and my future of being debt free.

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Great book!

This really hit all the right notes. Even the way he reads the book and sort of yells at you. It's about financial fitness and touches on physical fitness. Really puts a plan that's workable for everyone. We are starting on step 1 this week.

Step 1- save $1k to avoid Murphy - yes Murphy's law.
Step 2- the debt snowball. We are starting this process to gather all our bills and debts and listing them from least amount to most.

Definitely recommend this book to everyone!

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Practical knowledge

The total money makeover is a good starting point for people confused about finances. This book has a bit of a spiritual tendency but that's not necessarily a bad thing. Psychology shows that giving is an important aspect to a healthy life. Dave approach is it from more of a spiritual standpoint but I consider it true nonetheless.

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Excited to begin

wish i had this 15 years ago. common sense and though it will be tough at times a great plan.

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