I agree with many of the 2-4 star reviews, in particularly:
Reviewer: gacsaly, from Walnut Creek, CA, USA Date: December 31, 2006
Reviewer: Mike, from Houston, TX, USA Date: February 07, 2007
These two say it well, so here is something new.
I need to know why so many people believe in such an unnatural concept. Generally, if you leave things alone, they will grow organically. Let them be and they will reach their potential. The market, school choice, ANY choice for that matter will find its natural state if left alone.
So why then have we naturally evolved into a country where a majority believes in something so UNnatural? Why won't we think for ourselves? What are we afraid of?
This is the question I need answered in the next edition. Please help me understand what, in human nature, compels us to believe and trust with our lives that which can't be proven.
I have always tried to become rich so I could drive a great car. This book makes it simple. The extra $10k I might spend on a luxury import will translate into $100k less I'll have 15 years from now. Yeah, I get it now.
I thought that because I ran out of money at the end of the month that I must be saving as much as I could afford at the beginning of the month. Truth is, I am spending whatever is left. Simply put more away and I will be in the same position at the end of the month, penniless but with a higher net worth.
Finally, I learned that the govt taxes earnings and not necessarily net worth. Once I calculated that I was really paying 40% of my net worth in income taxes, it became painfully obvious that simply increasing my net worth contributions will automatically reduce my income taxes and therefore burn down this 40% ratio from both ends.
I guess I always knew all this, but apparently I needed this great book to tell me knowing but not doing is just as bad as not knowing at all. So if you say to yourself,'I already know most of this stuff', then look around and ask yourself 'Am I the Millionaire Next Door?'.
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