"Was it the novel or the reader that was off?"
I have to admit I hated the reading of this book at first. I couldn't decide if it was a poorly written novel or that I despised the way Bella's voice was done.
About halfway through, I began to ignore the way Bella spoke and let the sound of Jason Adams voice sounded wash over me. Yes, his very deep voice told the story well and made me feel like I was listening to cowboy spin a tale. However, he needs to not do female voices. The voice made Bella's character seem flat and one-dimensional, which she isn't and I had to work too hard to get that.
I worked to get past my original hate and came to enjoy the reading.
For the story itself, I found the deeper character development from Caine's Reckoning to be lacking. We knew far more about Caine, Desi, and even Sam from the first book than this one. I also think that Sarah McCarty might need a better editor -- there were some pretty huge disconnects in some of the steamy scenes -- one where she was undressed literally TWICE and another where in one moment a guy was exposed and then not. Those shifts were jarring and ought to be caught by better editing.
(And Yes, I do believe that steamy novels ought to have great plots and good writing.)