straight talk about personal finance and managing your own money! In depth information about the reality of savings and leaving money.
the content is good, in fact, I'll give it as a present to friends that just graduated from college. Now, if you are in your 30s, 40s, etc... and you have already read other marvelous books like "The Millionaire Next Door" or you already have a decent personal finance background, I think this book adds little value. thx.
If Ramit gave concrete tips about how to get rich for example REAL tips about how SPECIFICALLY he accumulated wealth & raises the numbers in his bank account monthly, business ideas that can make money ( kind of a sharktank kind of advice) instead of talking so much of organizing finances, save, pay this, be careful with your credit card, say no no to debt etc...
The book is basically:
SAVE MONEY all you can ORGANIZE the way you pay monthly for stuff If you want get married start saving money from the moment you get inside your mom's wombLast but not least about his personal experience thanks to the way he was raised.Fun, funny etc... But HOW will I be rich Ramit!How?LOL
The one that I just got: "The Willpower Instinct" Written by: Kelly McGonigal, Ph.D.This is my next read because, I FEEK & KNOW Ramit is right, & to be able to organize One must learn more about self behavior.
Ramit is EXCELLENT narrating his own master creation.The best parts are the sarcasms.
The "How to save for your wedding" it too long & NOT that relevant.If you have the money to get married big time FINE, if NOT YISUS NO reason to suffer for it, setting your financial life around a wedding party?? I mean common.
Read his webpage,Look for his youtube channel.Subscribe to his newsletters ( deliciously awesome to read & MUST OF THE TIMES VERY Funny!)Follow Ramit on Twitter.And take a look at his EYEBROWS they're JUST PERFECT.Bye!!
His sarcastic humor
How to set up my finances so that I can automatically build wealth over time. The types of accounts & investing options that work better for different types of people (employees, entrepreneurs, etc). Also how to make smart financial decisions, especially with major purchases.
Great book for anyone who wants to learn all about money, finance, & investing terms but didn't take business classes or learn it from anyone else. Now I feel like I have a real grasp of how to grow my money and the different ways I can invest it, and no longer feel intimidated or lost! This book was seriously amazing in delivering knowledge & value. I wish I started sooner so I could have started building my wealth earlier & made smarter financial decisions. This book definitely has something for everybody. Great Money 101 book & even better if you pass this on to your kids/friends/family when they're young!
The book has some excellent recommendations on automating personal finance and great insight into IRA, 401K and other investments. Also some important websites to look at if you are planning to dive into personal finance.
I greatly appreciate when an author reads his own book.
I enjoy Ramits conversational tone. It was as if one of my VERY successful buddies sat me down and dropped some knowledge on me that I needed to hear.
The author is, for the most part, engaging, and he definitely has solid information to share. Some of his humor falls flat to me -- I loved his joke about immigrants vs. Americans eating chicken wings, but many of the others are just annoying. He is obviously a smart guy who is not a leering frat boy, so his attempts to sound like one just feel inauthentic.
Overall, worth listening to if you want some basics on how to manage personal finances. The information is most targeted to those in their 20s and early 30s, but I still got a lot out of it at 42.
30+ IT/Geek Male. Used to read lots, but now the "reading" is best done via audible.
So he's got a great speaking voice, and this feels like a large collection of his much previous blog posts stitched together, regardless it works. This is all relatively common sense, but in a world that seems to lack it, he brings plenty of it to the table. It comes up with a great strategy for managing money, and planning for your "non earning years" as I would like to call it. This is highly suggested for any high school students starting their first job, and secondly to anyone that buried their butts under too much debt. Seriously, I think that first job high school student, is the one that *NEEDS* to listen to this book!
Humor and financial insight that is easy to follow for 20 somethings and a good reminder of what we need to do as a 40 something.
Automation of finances to decrease late payments and the understanding that it is not about the latte - it's about your credit was brilliant!
Think of the bigger picture. Finances are easily automated, large amounts of money are saved on the basis of your credit rating and your time is worth money. Great advice for those that need a refresher!
+ Ramit Sethi explains his concepts with an appealing, if oddball kind of humor. Which is perfect for 20 to 30-somethings interested in learning how to save money.
- A large portion of the book is focused on concepts that do not apply on Europeans. ( such as credit score )
He explains that you should always be looking for angles and be willing to negotiate and gives you examples on how to achieve this.
The way he explains the concepts by introducing stories or anecdotes is best heard, not read.
If you are American, I can see how it is interesting to listen to this audiobook. For Europeans however, I would skip it, since there are a lot of concepts that simply do not apply.
The book won't teach you how to be reach ( Ramit Sethi is mostly teaching himself to be rich by writing these kind of clever titled books / blogs ) but it is a good introduction for those who are interested in handling their money in a more responsible, structured way.