Wow! This book will be a game changer for me! My parents grew up poor and uneducated and taught me the same. However, I knew at a young age that I wanted more out of my life than that! Always been more concerned with making money rather than managing it! In fact I have ran and hid from budgeting! Not realizing the reason why was because I never learned how to do it! No longer! I am ready to apply!!
It's an approach on using your income as a wealth building tool that I have NEVER heard before! It goes contrary to our culture of buy it now with debt!
Thanks Dave for the guidelines...my wife and I started this month!
Live like no one else so later you can live like no one else.
Money management is 20% mental and 80% behavioral.
There are people who have the appearance of wealth, but really are in tons of debt.
Don't become an indentured servant to your debt.
Give back and make a difference.
It is a great book that everybody should read or listen. Dave talk about how to get out of debt and build wealth. I recommend this book.
I would listen to it again. Dave is fun to listen to and has very good ideas and advice. My wife and I are following his suggestions.
There is absolutely no reason that God and scripture need to be sprinkled throughout the book. It isn't everywhere all the time, but Dave sells a lot of books and training to churches, so he puts in enough God to get in the door. If the rest of the book weren't so enjoyable, I would have stopped listening. He isn't selling rocket science--it is tried and true stuff that works. However, he drives it home and is motivational.
Dave claims that God brought a Jaguar car back into his life after many years of having to sell one. FWIW, I don't think Jesus would have and use for a or driven an idol like a Jag--his rewards are in heaven--and simply looking on cars.com can find many Jaguars quite easily without divine intervention.
Dave does a very good job of delivering.
What a wake up call this book is! I was able to identify with many of the stories and testimonies. Bonus: I played this during breakfast and I was finally able to engage my husband when in the past he always showed resistance when I talked about Dave or any other financial topic! Now he has agreed to baby steps :) and he says to our son who has severe autism and loves to repeat anything you teach him, "son, what is the word of the day?" And my sweet boy replies "DEBT FREE!!!" Haha And then hubby says, so we can leave like no other and I have to say... Like no one else Mike, like no one else....
I loved it. Dave makes you face yourself. No sugar coating.Just blunt honesty. Great listen.
Ramsey's ideas are not brilliant, new or some big secret – they're basically sound money logic.
But the way he presents it (and him being the narrator really adds to this) is just wonderful: he shakes you up out of your lazy lending habits and motives you to take a shovel through your budget.
Really nice book to listen once more every time you need that push to get your finances in shape.