Message is loud & clear- ideas are sound & plan is great. Made me think & rethink many financial beliefs. Having heard other Ramsey books & talk show - felt the delivery was a bit blunt & biting- could possibly offend readers & turn them off to a great plan before ever hearing the ideas & suggestions
Dave is a little better in his presentations on stage...took a little while to get used to how he reads, but it gets better as you go. Very important information...wish I had been ready to hear and apply this when I was younger.
Loved every second reading this book. Very educational and fun to read. Never thought I would enjoy reading this type of book but thanks to a recommendation I really did enjoy the entire book from start to finish.
Say something about yourself!
Motivating, energetic, educational
The time frame that Dave Ramsey uses when discussing how long it will take you to pay off debt is fascinating. Once I realized how soon I could be debt free, I was hooked on his plan.
He is reading his own work, so you know he truly and whole-heartedly believes in what he is saying. You can tell by his voice just how excited he is about the knowledge he's giving.
Always have a $1000 emergency fund. Always. Even if it means selling something, get to that $1000 mark and maintain it. Hard times WILL find you, and you'll be thankful to have that extra cash.
This book CHANGED my beliefs about how to use money in a positive life changing way. Dave provides the steps needed to become financially fit and why each step is needed. I'm committed to starting my money makeover! After listening to this book I believe if I truly want financial freedom as I say I do then the money makeover is essential! I am blessed to have listened to this book.