The arrogance of the author.
I would recommend "the richest man in Babylon" instead. The best part is about credit cards... so a teenager might want to listen to this before he gets one.
Write this review...
It's amazing the intensity of David Ramsey. He is a total no BS guy with a great makeover plan that, from a first listening, is bulletproof is you follow every step. It was my first listening and I am definitely use every advise and follow every baby step of this healthy money advices.
I'm listening to a few books on personal finances and so far Dave Ramsey has been the most straight forward and practical in information.