I didn't read the print version, I just bought it for reference as I listened to the audio version.
Money: Master the Game by Tony Robbins because both of them are about getting your finances in order, but not only in order, to get your finances to work for you. In both of the books the end goal is to be able to live off the insurance of your investments.
No, sure havent but his enthusiasm and sincerity was appreciated.
After he talked about the debt snowball, how to get out of debt fast, baby step #3 in the total money makeover plan, and started getting into investing for your future, I became so grateful that I was listening to it and really getting a plan for my finances. I'm only 25 years old so I know I am very blessed to be starting now. It really moved me once I saw the whole picture of getting out of debt, staying out of debt, and safely and smartly investing into your future. It is just amazing.
I recommend you buy this book if you want a plan for your finances. Basically, the Total Money Makeover in a nutshell is this (buy the book for the most accurate plan, this is just my recap :o ):
1) de-bunk debt myths (debt is not a tool),
2) de-bunk money myths (rich people are rich for a reason, mostly because of how they treat money),
3) follow the Total Money Makeover plan, which is (follow these in order and do them one by one until they are complete. only when one is finished should you move to the next one)
A) save $500 or $1000 in emergency savings,
B) pay off all your debts (how? list all your debts in order of smallest total payoff to largest, put them all on automatic minimum payment except the smallest one, then throw as much money as you can at it until it's paid, then do the same thing for the next one, and the next one, and so on and so forth until you're debt free)
C) grow your emergency savings to 6 months of your average living expenses,
D) start investing 15% of your income into retirement investment mutual funds,
E) start saving $2000 a year (or whatever you can) for your children's college fund in an ESA, or educational savings account, a growth mutual fund,
F) build wealth, get your nest egg to the point to where you can live off of the interest.
It certainly was WELL worth the money I spent to get it and the time I had to take to listen to it and take notes. God bless
I loved this book! It was easy to listen to very informative and so inspirational. I really like the bible verses he included as well as the real life accounts. If you feel like you're ready for a change and want to get started on a fit financial life and need a step by step plan of action, this is it! Get this book, I truly believe it is a must to have a listen for yourself. He reference it so much in his pod cast for good reason.
This is a good book if you're looking to get out of a hole. Stay out of a hole. And want to build wealth for retirement. It give definitive ways on how to do these things. It's not one of those books that only teaches you how you're currently making less money than the Forbes 400 list of people.
I was so excited to start listening to this book. I have seen articles about Dave's baby steps and wanted to get the full story. When I first started listening to it, it didn't draw me in like I had wanted. Maybe it was because Dave wasn't a great narrator, in my opinion. But after a few chapters, it got me excited to be on the program. I throughly enjoyed listening to this and will continue to listen to keep me motivated! I encourage anyone who is serious about getting a hold on your financial debt and to get on the path to earn wealth, buy this book!!!
Phenomenal! It finally clicked with me!! So glad I listened!! Listen to the audiobook.... read it... take notes!! It's an amazing read and really clicks when those well duh moments happen!! Thanks Dave!!
Wow! Just finished listening to this audio book and am really glad that I did. I have known about Dave Ramsey for years and even own some of his books. Sadly, due to the time constraints that all of us face in our busy lives I could never finishing reading the hard-copy. I'll admit, I wasn't sure when I listened to my first audio book (Creativity Inc.) if I would pick up as much as if I read it. Let me put those fears at ease. If you have a good narrator (such as Dave Ramsey in this book) I think you'll be surprised how easily you can follow along.
What I enjoyed most about this audio-book were two things: Dave's advice for building wealth, and most importantly, how applicable his content is not just to financial fitness but even spiritual well-being. Dave does a fantastic job pulling in thoughts, ideas, and Bible verses that not only help someone with their financial perspective but also their mental, physical, emotional, and spiritual lives.