At the beginning I really didn't like the narration style, I understand why author was trying to create a pressure in some moments, but It just doesn't work. The book is great! It was worth to get over the narration issue at the beginning.
My husband and I are in our mid 50's gotten a late start but still hoping with this program to be totally debt free in 5 years. We are so glad to be on this journey!!!
I like it, makes sense on what Dave says.
It does have religion in it. I think that should have been left out. At the end of Chapter 3 a whole 'thing' of a single mother saying God is the key not plastic. Bleh.
Good ideas beyond that though, would recommend it.
Honestly after reading other day Ramsey books I can't say that I'll take too much away from this one that I didn't already learn. I think this is a good short book that's concise and to the point about changing the way you spend your money.