... I don't like it & it's hard to swallow!!! - but it works!!! ... I don't always agree with 'how' Dave says what he says but I know from years as a Banker & then a lot more years as an Investment Advisor that I wouldn't get as wealthy if I gave you Dave's advice as you would get by taking Dave's advice!

I was sceptical about this book, but was I wrong! At first I was a little unsure, but as the book continued, showing the ways to eliminate debt, I was completely engrossed and have now started my "Total Money Makeover". Simple guidlines and advice combined with real world examples, make this book a must for anyone battling to get out of the debt trap!

This book is an awesome read. Are you in need of a "straight to the point" and a "no non-sense book", for your financial outlook then this is the book for you. Ramsey has some really good points in all factors of your financial requirements.

Dave Ramsey's radio program is regularly heard in our home, as for more than 2 years now we've been fans.
Evenso, this is the first time I've ever "read" his book. Since we have young kids who are close in age, reading an entire actual paper book cover to cover that's longer than 3 chapters is pretty rare in our home.
Audible's price and delivery are perfect for our budget and schedule.
I've listened to the Total Money Makeover book now 3 full times within the past 48 hours.
The financial wisdom -- from a Biblical perspective -- that Dave Ramsey provides is priceless and worth much more money and time that we've spent on it.
So grateful to know about and have access to this awesome resource.
I now call myself an intense gazelle. I am escaping the credit/debt cheetah (cheater). No longer will we allow our family to be cheated out of it's wealth. We are determined to leave an inheritance for our kids and grandkids one day.

If you have any problems getting your finances in order this book is for you. Not smoke and mirrors. A practable, useable guide to move your finances forward.