Honest Money  By  cover art

Honest Money

By: Warren Ingram
  • Summary

  • Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
    © 2024 Honest Money
    Show more Show less
Episodes
  • The US Bond Market: Navigating Geopolitics, Fiscal Factors and Diversification
    Jun 1 2024

    In today's podcast Warren Ingram and Anton Eser, Chief Investment Officer at 10X Investments, delve into the US bond market, its significance, and the challenges it faces. They explore the relationship between the US bond market and global financial assets, as well as the impact of geopolitical and fiscal factors on the market.

    Takeaways

    • The US bond market is a critical component of the global financial system, influencing various financial assets worldwide.
    • Geopolitical and fiscal factors play a significant role in shaping the dynamics of the US bond market and its sustainability.
    • Proper diversification and cautious, conservative investment strategies are essential in uncertain economic environments.
    • Understanding the relationship between the US bond market and global financial assets is crucial for making informed investment decisions.


    For more valuable insights from the 10x team, click here.

    Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    Show more Show less
    28 mins
  • Unlocking Financial Efficiency: Phasing In Investments and Using Access Bonds
    May 25 2024

    On today's episode Warren Ingram teaches us how to strategically phase in your investments, minimize fees, and maximize interest earned. Warren also answers your questions on using an access bond as an emergency fund for guaranteed, tax-free returns at high interest rates.

    Takeaways

    • Strategically phasing in investments to avoid unnecessary fees
    • Managing transaction costs effectively
    • How to maximize interest earned during the phase-in period
    • How to minimize transfer fees (fixed and percentage-based)
    • Identifying optimal brokerage accounts for maximum benefits
    • Learn more on how to use an access bond as an emergency fund for guaranteed, tax-free returns at high interest rates (11.5%).
    • How to conduct a test run to check the ease of withdrawal and any hidden costs.
    • Identifying optimal brokerage accounts for maximum benefits.


    For more valuable insights from the 10x team, click here.

    Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    Show more Show less
    9 mins
  • Tax Smart: Rethinking Provident Fund Withdrawals
    May 18 2024

    In this episode Warren Ingram delves into the retirement fund reform, which introduces a two-pot system to lower the tax burden when cashing in provident funds upon resignation. It segregates funds into a compulsory portion, locked until retirement, and a savings pot accessible during emergencies. While the reform doesn't alter the investment strategy, it modifies fund accessibility.

    Takeaways

    • The retirement fund reform aims to address the issue of high taxes when cashing in a provident fund.
    • The two-pot system will have a compulsory part that is locked away until retirement and a savings pot for emergencies.
    • The reform does not change the investment strategy but focuses on when and how the money can be accessed.
    • The implementation of the reform has been delayed, and it is uncertain if the investment strategy will differ for the two pots.

    For more valuable insights from the 10x team, click here.


    Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    Show more Show less
    8 mins

What listeners say about Honest Money

Average customer ratings

Reviews - Please select the tabs below to change the source of reviews.